NJ · #1978 · $1

Loose Change#1978

New Jersey· Launched May 2026· 159 days on shelf· scanned today

Lottery site

EV / Dollar

0.61

USA percentile

25th

of 2,159 games

Top prizes left

35

$500 tier

% sold-through

71%

2026-10-26

Forecast sellout

~58d

P10–P90: 41–81d

18+ only. For entertainment purposes — not financial advice. Scratch-offs have a negative expected return on average. 1-800-GAMBLER if you need help.

Loose Change is a $1 scratch-off game from the New Jersey lottery (game #1978). It launched in May 2026. As of the most recent daily scan, 35 top prizes of $500 remain unclaimed, with roughly 71% of tickets sold, as published by the New Jersey lottery. Our models put its expected value at 0.61 per dollar, returning about $0.61 per dollar on average at current prize levels, the best of 5 $1 games on sale in New Jersey.

THE THESIS

At 0.61 EV/$, this game ranks 1 of 5 same-price games on sale in New Jersey (median 0.58).

  1. 1.25% of $500 prizes still unclaimed at 71% sell-through — the top tier has not burned out.
  2. 2.Current daily drainage rate is 51.00% of remaining tickets — projected sellout in ~58 days at this pace.
  3. 3.Ranks in the 25th percentile of all active US scratch-off games by expected value per dollar.
About this game ↓

Prize ladder

8 tiers · % remaining
$500
35/140
25%
$100
457/1.9K
$40
2.7K/10.7K
$20
11.1K/43.0K
$10
23.0K/86.1K
$5
59.2K/215.0K
$2
151.7K/516.4K
$1
324.9K/1.1M

Total unclaimed prize value: $1.55M — weighted to top-tier prizes as of latest data feed.

EV percentile · USA + state

vs 2,159 active games

Where this game ranks versus all active US scratch-offs (USA) and all active NJ games (state). Better means more unclaimed prize value relative to remaining tickets.

USA median · 50th0.67 EV/$
NJ median0.66 EV/$
YOU · 25th
USA: 25th percentileNJ: 24th percentile

Burn-down forecast · % tickets remaining

historical + P50 projection
Aug 6Aug 17Aug 27Sep 6Sep 16Sep 26Oct 6Oct 16Dec 230%25%50%75%100%TODAYsellout ~12-23

Daily drainage

~51.00% / day

Days left (P50)

58 days

P10 / P90 range

41–81 d

EV at P50 sellout

0.61

Claim heat · 30-day strip

claims per day, all tiers
30d ago15dlast 7d · -2%

Claim velocity is consistent with the 30-day mean.

Price vs EV — NJ field

142 games · break-even highlighted
$0$8$16$24$320.000.250.500.98YOU

No other active NJ games currently clear break-even.

Top-prize claim cadence · the roll

Top-prize claim history is not published for this state.

States that report individual claim events (TX, NY, PA, FL, NC) will show a full timeline here. This game's state does not currently publish that data.

ABOUT THIS GAME

Loose Change (#1978): prizes, value and pace

As of October 26, 2026, 35 of the 140 $500 top prizes are still unclaimed; across the 8 prize levels the lottery reports, 573,047 of 1,949,000 prizes (29%) remain; the thinnest level is $100, with 24% of its prizes left.

At current prize levels a $1 ticket returns about $0.61 on average (0.61 per dollar), which ranks 1 of 5 $1 games on sale in New Jersey, above the $1 median of 0.58. Among every New Jersey game with a computable value it is 108 of 142; nationally it sits in the 25th percentile. Like nearly every scratch-off, it pays back less than it costs on average.

Over the last 30 days, 299,907 prizes were claimed across the reported levels, including 22 top prizes; at the current pace the remaining tickets would sell out in about 58 days (likely range 41–81).

New Jersey also sells another issue of Loose Change: game #1949. Each issue has its own print run and prize pool, so their odds and remaining prizes differ.

Figures come from the prize data the New Jersey lottery publishes (official game page), which Tirage checks daily; this page reflects the October 26, 2026 update. See how we calculate value.

SIMILAR PLAYS IN NJ

If you like this game, look at these

Same state · same price tier · similar EV signal

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