SET FOR LIFE
New York· Launched Jan 2025· 664 days on shelf· scanned today
EV / Dollar
0.57
USA percentile
11th
of 2,201 games
Top prizes left
16
$5,000 tier
% sold-through
—
2026-11-04
Forecast sellout
—
18+ only. For entertainment purposes — not financial advice. Scratch-offs have a negative expected return on average. 1-800-GAMBLER if you need help.
SET FOR LIFE is a $10 scratch-off game from the New York lottery (game #1639). It launched in January 2025. As of the most recent daily scan, 16 top prizes of $5,000 remain unclaimed, as published by the New York lottery. Overall odds of winning any prize are 1 in 3.95. Our models put its expected value at 0.57 per dollar, returning about $0.57 per dollar on average at current prize levels, number 14 of 17 $10 games on sale in New York.
THE THESIS
At 0.57 EV/$, this game ranks 14 of 17 same-price games on sale in New York (median 0.64).
- 1.17% of $5 prizes still unclaimed at ??% sell-through — the top tier has not burned out.
- 2.Ranks in the 11th percentile of all active US scratch-off games by expected value per dollar.
Prize ladder
11 tiers · % remainingTotal unclaimed prize value: $8.76M — weighted to top-tier prizes as of latest data feed.
EV percentile · USA + state
vs 2,201 active gamesWhere this game ranks versus all active US scratch-offs (USA) and all active NY games (state). Better means more unclaimed prize value relative to remaining tickets.
Burn-down forecast · % tickets remaining
historical + P50 projectionClaim heat · 30-day strip
claims per day, all tiersClaim velocity is consistent with the 30-day mean.
Price vs EV — NY field
131 games · break-even highlightedNo other active NY games currently clear break-even.
Top-prize claim cadence · the roll
Top-prize claim history is not published for this state.
States that report individual claim events (TX, NY, PA, FL, NC) will show a full timeline here. This game's state does not currently publish that data.
ABOUT THIS GAME
SET FOR LIFE: prizes, value and pace
As of November 4, 2026, 0 of the 20 $50,000 top prizes are still unclaimed; across the 11 prize levels the lottery reports, 390,441 of 12,184,927 prizes (3%) remain; every $50,000 prize has already been claimed.
At current prize levels a $10 ticket returns about $5.68 on average (0.57 per dollar), which ranks 14 of 17 $10 games on sale in New York, below the $10 median of 0.64. Among every New York game with a computable value it is 103 of 131; nationally it sits in the 11th percentile. Like nearly every scratch-off, it pays back less than it costs on average.
Over the last 30 days, 559,987 prizes were claimed across the reported levels, including 2 top prizes.
Figures come from the prize data the New York lottery publishes (official game page), which Tirage checks daily; this page reflects the November 4, 2026 update. See how we calculate value.
SIMILAR PLAYS IN NY
If you like this game, look at these
Same state · same price tier · similar EV signal
Know when this one turns
We alert you the day a NY game crosses break-even, and send a weekly digest of what moved.