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New Jersey· Launched Sep 2023· 1024 days on shelf· scanned yesterday
EV / Dollar
0.72
USA percentile
70th
of 1,870 games
Top prizes left
58
$20,000 tier
% sold-through
61%
2026-06-21
Forecast sellout
—
18+ only. For entertainment purposes — not financial advice. Scratch-offs have a negative expected return on average. 1-800-GAMBLER if you need help.
$20,000 Loaded is a $20 scratch-off game from the New Jersey (game #1812). It launched in September 2023. As of the most recent daily scan, 58 top prizes of $20 remain unclaimed, with roughly 61% of tickets sold, as published by the New Jersey. Our models put its expected value at 0.72 per dollar, among the stronger plays in its price tier, returning about $0.72 per dollar on average at current prize levels.
THE THESIS
At 0.72 EV/$, this game offers above-average expected return relative to its price tier, with meaningful prize coverage remaining.
Total unclaimed prize value: $41.05M — weighted to top-tier prizes as of latest data feed.
Where this game ranks versus all active US scratch-offs (USA) and all active NJ games (state). Better means more unclaimed prize value relative to remaining tickets.
Insufficient historical data for sellout projection.
Claim velocity is consistent with the 30-day mean.
No other active NJ games currently clear break-even.
Top-prize claim history is not published for this state.
States that report individual claim events (TX, NY, PA, FL, NC) will show a full timeline here. This game's state does not currently publish that data.
SIMILAR PLAYS IN NJ
Same state · same price tier · similar EV signal