Win $100, $200 or $500 — $20 Michigan scratch-off ticket
MI · #654 · $20

Win $100, $200 or $500#654

Michigan· Launched Jul 2024· 847 days on shelf· scanned today

Lottery site

EV / Dollar

0.77

USA percentile

87th

of 2,159 games

Top prizes left

3315

$500 tier

% sold-through

—

2026-10-26

Forecast sellout

—

18+ only. For entertainment purposes — not financial advice. Scratch-offs have a negative expected return on average. 1-800-GAMBLER if you need help.

Win $100, $200 or $500 is a $20 scratch-off game from the Michigan lottery (game #654). It launched in July 2024. As of the most recent daily scan, 3315 top prizes of $500 remain unclaimed, as published by the Michigan lottery. Overall odds of winning any prize are 1 in 8.11. Our models put its expected value at 0.77 per dollar, returning about $0.77 per dollar on average at current prize levels, number 15 of 17 $20 games on sale in Michigan.

THE THESIS

At 0.77 EV/$, this game ranks 15 of 17 same-price games on sale in Michigan (median 0.80).

  1. 1.14% of $500 prizes still unclaimed at ??% sell-through — the top tier has not burned out.
  2. 2.Ranks in the 87th percentile of all active US scratch-off games by expected value per dollar.
About this game ↓

Prize ladder

3 tiers · % remaining
$500
3.3K/23.4K
14%
$200
26.3K/182.2K
$100
128.0K/881.4K

Total unclaimed prize value: $19.72M — weighted to top-tier prizes as of latest data feed.

EV percentile · USA + state

vs 2,159 active games

Where this game ranks versus all active US scratch-offs (USA) and all active MI games (state). Better means more unclaimed prize value relative to remaining tickets.

USA median · 50th0.67 EV/$
MI median0.74 EV/$
YOU · 87th
USA: 87th percentileMI: 67th percentile

Burn-down forecast · % tickets remaining

historical + P50 projection
Not enough historical data to render chart.

Claim heat · 30-day strip

claims per day, all tiers
30d ago15dlast 7d · -50%

Trailing 7-day claim rate 50% below the 30-day mean — activity slowing.

Price vs EV — MI field

126 games · break-even highlighted
$0$15$30$520.000.350.701.33break-even · 1.00 EV/$YOU

2 other MI games above break-even at this time.

Top-prize claim cadence · the roll

Top-prize claim history is not published for this state.

States that report individual claim events (TX, NY, PA, FL, NC) will show a full timeline here. This game's state does not currently publish that data.

ABOUT THIS GAME

Win $100, $200 or $500 (#654): prizes, value and pace

As of October 26, 2026, 3315 of the 23,443 $500 top prizes are still unclaimed; across the 3 prize levels the lottery reports, 157,618 of 1,087,042 prizes (14%) remain; the thinnest level is $500, with 14% of its prizes left.

At current prize levels a $20 ticket returns about $15.43 on average (0.77 per dollar), which ranks 15 of 17 $20 games on sale in Michigan, below the $20 median of 0.80. Among every Michigan game with a computable value it is 41 of 126; nationally it sits in the 87th percentile. Like nearly every scratch-off, it pays back less than it costs on average.

Over the last 30 days, 21 prizes were claimed across the reported levels, including 1 top prize.

Michigan also sells another issue of Win $100, $200 or $500: game #713. Each issue has its own print run and prize pool, so their odds and remaining prizes differ.

Figures come from the prize data the Michigan lottery publishes (official game page), which Tirage checks daily; this page reflects the October 26, 2026 update. See how we calculate value.

SIMILAR PLAYS IN MI

If you like this game, look at these

Same state · same price tier · similar EV signal

Know when this one turns

We alert you the day a MI game crosses break-even, and send a weekly digest of what moved.

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