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Big Money Pay Day
Michigan· Launched Jul 2026· 14 days on shelf· scanned today
EV / Dollar
0.79
USA percentile
91th
of 1,955 games
Top prizes left
3
$2,000,000 tier
% sold-through
—
2026-07-21
Forecast sellout
—
18+ only. For entertainment purposes — not financial advice. Scratch-offs have a negative expected return on average. 1-800-GAMBLER if you need help.
Big Money Pay Day is a $20 scratch-off game from the Michigan (game #759). It launched in July 2026. As of the most recent daily scan, 3 top prizes of $2M remain unclaimed, as published by the Michigan. Overall odds of winning any prize are 1 in 3.65. Our models put its expected value at 0.79 per dollar, among the stronger plays in its price tier, returning about $0.79 per dollar on average at current prize levels.
THE THESIS
At 0.79 EV/$, this game offers above-average expected return relative to its price tier, with meaningful prize coverage remaining.
- 1.100% of $2.0M prizes still unclaimed at ??% sell-through — the top tier has not burned out.
- 2.Ranks in the 91st percentile of all active US scratch-off games by expected value per dollar.
Prize ladder
10 tiers · % remainingTotal unclaimed prize value: $95.40M — weighted to top-tier prizes as of latest data feed.
EV percentile · USA + state
vs 1,955 active gamesWhere this game ranks versus all active US scratch-offs (USA) and all active MI games (state). Better means more unclaimed prize value relative to remaining tickets.
Burn-down forecast · % tickets remaining
historical + P50 projectionClaim heat · 30-day strip
claims per day, all tiersTrailing 7-day claim rate 567% above the 30-day mean — velocity accelerating.
Price vs EV — MI field
115 games · break-even highlighted2 other MI games above break-even at this time.
Top-prize claim cadence · the roll
Top-prize claim history is not published for this state.
States that report individual claim events (TX, NY, PA, FL, NC) will show a full timeline here. This game's state does not currently publish that data.
SIMILAR PLAYS IN MI
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Same state · same price tier · similar EV signal