Big Money Pay Day
Michigan· Launched Jul 2026· 110 days on shelf· scanned today
EV / Dollar
0.78
USA percentile
89th
of 2,154 games
Top prizes left
2
$2,000,000 tier
% sold-through
—
2026-10-25
Forecast sellout
—
18+ only. For entertainment purposes — not financial advice. Scratch-offs have a negative expected return on average. 1-800-GAMBLER if you need help.
Big Money Pay Day is a $20 scratch-off game from the Michigan lottery (game #759). It launched in July 2026. As of the most recent daily scan, 2 top prizes of $2M remain unclaimed, as published by the Michigan lottery. Overall odds of winning any prize are 1 in 3.65. Our models put its expected value at 0.78 per dollar, returning about $0.78 per dollar on average at current prize levels, number 12 of 17 $20 games on sale in Michigan.
THE THESIS
At 0.78 EV/$, this game ranks 12 of 17 same-price games on sale in Michigan (median 0.80).
- 1.67% of $2.0M prizes still unclaimed at ??% sell-through — the top tier has not burned out.
- 2.Ranks in the 89th percentile of all active US scratch-off games by expected value per dollar.
Prize ladder
10 tiers · % remainingTotal unclaimed prize value: $76.56M — weighted to top-tier prizes as of latest data feed.
EV percentile · USA + state
vs 2,154 active gamesWhere this game ranks versus all active US scratch-offs (USA) and all active MI games (state). Better means more unclaimed prize value relative to remaining tickets.
Burn-down forecast · % tickets remaining
historical + P50 projectionClaim heat · 30-day strip
claims per day, all tiersClaim velocity is consistent with the 30-day mean.
Price vs EV — MI field
126 games · break-even highlighted2 other MI games above break-even at this time.
Top-prize claim cadence · the roll
Top-prize claim history is not published for this state.
States that report individual claim events (TX, NY, PA, FL, NC) will show a full timeline here. This game's state does not currently publish that data.
ABOUT THIS GAME
Big Money Pay Day: prizes, value and pace
As of October 25, 2026, 2 of the 3 $2,000,000 top prizes are still unclaimed; across the 10 prize levels the lottery reports, 1,352,168 of 1,759,479 prizes (77%) remain.
At current prize levels a $20 ticket returns about $15.51 on average (0.78 per dollar), which ranks 12 of 17 $20 games on sale in Michigan, below the $20 median of 0.80. Among every Michigan game with a computable value it is 34 of 126; nationally it sits in the 89th percentile. Like nearly every scratch-off, it pays back less than it costs on average.
Over the last 30 days, 70,522 prizes were claimed across the reported levels, including 1 top prize.
Figures come from the prize data the Michigan lottery publishes (official game page), which Tirage checks daily; this page reflects the October 25, 2026 update. See how we calculate value.
SIMILAR PLAYS IN MI
If you like this game, look at these
Same state · same price tier · similar EV signal
Know when this one turns
We alert you the day a MI game crosses break-even, and send a weekly digest of what moved.